What Parts Of Medicare Cover The Shingles Vaccine
Original Medicare Part A and Part B doesnt cover the shingles vaccine. However, there are other Medicare plans that may cover at least part of the costs. These include:
- Medicare Part C. Medicare Advantage is a plan you can buy through a private insurance company. It may offer additional benefits not covered by original Medicare, including some preventive services. Many Medicare Advantage plans include prescription drug coverage, which would cover the shingles vaccine.
- Medicare Part D. This is the prescription drug coverage portion of Medicare and typically covers commercially available vaccines. Medicare requires Part D plans to cover the shingles shot, but the amount it covers can be very different from plan to plan.
Making Sure Youre covered
There are a few steps you can take to make sure your shingles vaccine is covered if you have Medicare Advantage with drug coverage or Medicare Part D:
- If your doctor cant bill your plan directly, ask your doctor to coordinate with an in-network pharmacy. The pharmacy might be able to give you the vaccine and bill your plan directly.
- File your vaccine bill for reimbursement with your plan if you cant do either of the options above.
If you have to file for reimbursement, youll have to pay the full price of the shot when you get it. Your plan should reimburse you, but the amount covered will vary based on your plan and if the pharmacy was in your network.
What Shingles Vaccines Are Available
According to the Centers for Disease Control and Prevention , there are 2 vaccines licensed and recommended to prevent shingles in the U.S.: Shingrix and Zostavax.2 The CDC recommends that healthy adults 50 years and older get 2 doses of Shingrix, separated by 2 to 6 months, to prevent shingles and the complications from the disease.3
Find Medicare Advantage Coverage For The Shingles Vaccine
Contact a licensed insurance agent today to find out if a Medicare Advantage plan is available where you live that will cover the shingles vaccine.
Find Medicare plans that cover the shingles vaccine
Or call 1-800-557-6059TTY Users: 711 to speak with a licensed insurance agent. We accept calls 24/7!
1 Umansky, Diane. The New Shingles Vaccine: What You Should Know About Shingrix. . Consumer Reports. Retrieved from www.consumerreports.org/shingles-vaccine/new-shingles-vaccine-shingrix-what-you-should-know.
2 Centers for Disease Control and Prevention. Shingles Vaccination. . Retrieved from www.cdc.gov/vaccines/vpd/shingles/public/shingrix/index.html.
About the author
Christian Worstell is a licensed insurance agent and a Senior Staff Writer for MedicareAdvantage.com. He is passionate about helping people navigate the complexities of Medicare and understand their coverage options.
His work has been featured in outlets such as Vox, MSN, and The Washington Post, and he is a frequent contributor to health care and finance blogs.
Christian is a graduate of Shippensburg University with a bachelors degree in journalism. He currently lives in Raleigh, NC.
Where you’ve seen coverage of Christian’s research and reports:
Plan availability varies by region and state. For a complete list of available plans, please contact 1-800-MEDICARE , 24 hours a day/7 days a week or consult www.medicare.gov.
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Does Medicare Cover Shingrix The Shingles Shot
While Original Medicare Medicare Part A and Part B does not cover the cost of the shingles vaccine, or Shingrix , you can purchase private plans Medicare Advantage or Medicare Part D plans that do cover the cost.
It is important to note that even if your Medicare Advantage or Medicare Part D plan covers the shingles shot, you may have a copayment or other out-of-pocket costs to pay. Check with your plan for particular details.
Medicare Part D prescription drug plans cover all commercially available vaccinations, except for those already covered under Original Medicare. But these plans will pay only if the vaccinations are considered reasonable and necessary to prevent illness.
Vaccines Covered by Medicare Part D Plans
- Shingles vaccine
Medicare Advantage plans may include a Part D component that covers these shots.
Medicare Part B medical insurance, included in Original Medicare, pays for only a few types of vaccines.
Vaccines Covered by Medicare Part B
- COVID-19 vaccine
- Pneumococcal vaccine
- Hepatitis B vaccine
- Vaccines related to treatment of an injury or exposure to a disease or condition
How Much Will You Pay For Shingles Vaccines
You can find both shingles vaccines on your Part D plan formulary or listing of covered medications. Check to see into which tier the vaccine falls the tier will define how much your insurer will pay and how much you will have to pay.14
If your doctors office will provide the vaccination, check to be sure they can bill your plan directly. That way, youll have only the copay. Otherwise, you may have to make the full payment upfront and file with your plan for reimbursement. Also, check to be sure that the doctors fee for administering the shot is covered as part of your plans allowable charge.13
Youll probably pay the least amount out-of-pocket by being vaccinated at a pharmacy thats within your drug plans network. But if you havent met your deductible for the year on your drug plan, you may pay full price for the vaccine.
If you havent had your shingles vaccine yet and youre selecting a Medicare Advantage plan during the Open Enrollment Period, be sure its one of the medications on whatever plan you choose.
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Shingles Vaccinations Not Covered For Some Medicare Beneficiaries
By Michelle AndrewsSeptember 10, 2012
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About The Shingles Vaccine
The Centers for Disease Control and Prevention recommends that healthy adults over the age of 50 get the shingles vaccine because it’s the only way to protect against the disease and its associated side effects. The risk of getting shingles increases as you age or if you have a weakened immune system. Always consult your doctor to find out if the shingles vaccine is right for you.
The CDC recommended vaccine, Shingrix, is a recombinant zoster vaccine that has two doses administered within six months of each other. It’s classified as a Tier 3 drug by most insurance companies, which means it’s a brand-name pharmaceutical with a higher copayment than a Tier 1 or 2 drug.
Use the Shingrix vaccine locator to find where the shingles vaccine is being offered, and check with your Medicare Part D or Medicare Advantage provider to see which locations give you the lowest price.
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What Is Shingles And How Is It Related To Chickenpox
Shingles is a reactivation of the varicella-zoster virus in the body. This virus is responsible for chickenpox. As you age, the risk of developing this painful rash-like condition increases, leading many people to seek preventive immunization from its potentially severe effects.
As far as symptoms go, shingles causes a painful rash that may appear as a strip of blisters on the trunk of the body. The blisters continue to form over three to five days, eventually drying and forming a scab-like layer.
Does Medicare Cover Tetanus Shots
Coverage includes shots of severe diseases such as tetanus, pertussis, and diphtheria. Without treatment, these diseases can become deadly. In some cases, even with the best treatment and medical attention it can kill those with the infection.
Before the development of vaccines, hundreds of tetanus cases were found each year in the United States. Now, we have vaccines to protect us from such diseases.
99% fewer examples of Diptheria are found each year due to the shot.
Lockjaw is a common nickname for this disease. Symptoms include a painful, widespread stiffness and tightening of the muscles.
When the head and neck muscles begin to stiffen and tighten, the ability to open your mouth becomes difficult. Likewise, it becomes challenging to swallow or even breathe.
Unlike the others, tetanus infections happen by bacteria entering the body through open scratches, wounds, or cuts. Part B coverage pays for tetanus shots when given as treatment for an injury or illness.
Part D covers vaccines given to prevent illness. Check with your plan for availability in your service area.
Part D plans are not all the same benefits may vary among insurance carriers. Finding a Top Part D plan is easy when you give us a call at the number above.
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Does Medicare Pay For The Shingles Shot
If you have Medicare with a separate Part D plan, your prescription coverage will include shingles shots. Several companies sell prescription plans, and each has its own deductibles, copays, and network of preferred pharmacies.
- If you get your shot at a preferred pharmacy, your pharmacy will bill Medicare, and youll pay any deductibles or copays.
- At a pharmacy outside your plans preferred network, youll pay more.
- If you get a shot at your doctors office, your doctor may be able to work with a pharmacy to bill Medicare directly. Or you may have to pay up-front and ask Medicare to reimburse you. Be aware that your doctors fee for administering the vaccine may be more than your prescription plan will pay.
Often the most cost-effective way to get a shingles vaccine is to get a prescription from your doctor and then go to a pharmacy in your plans network to get your shot.
Some Vaccines Covered Better Than Others
Unlike the flu and pneumonia vaccines, which are fully covered as preventive services under Medicare Part B, the shingles shot and other recommended vaccinations are covered as prescription drugs under Medicare Part D and Medicare Advantage plans.
Some of those plans provide better coverage than others, but nearly all of them divide their formularies, or list of covered drugs, into tiers according to cost. Drugs in Tier 1 and 2, mainly lower-priced generics and preferred brand-name drugs, have lower co-pays than more expensive nonpreferred brands in Tier 3 or 4.
Consumer Reports found that many Part D plans categorize the shingles vaccine, Zostavax, as an expensive Tier 3 or 4 drug. Only one pharmaceutical companyMerckmakes the shingles shot, and theres currently no generic version.
That means if you havent met your annual deductible, youll likely wind up paying full price for the shot, which is about $217. But depending on your plan, even after the deductible is met, consumers may have to pay a significant part of the shingles vaccine costup to $100.
Many healthcare providers havent set up billing systems to file claims through prescription drug plans. So if you’re vaccinated at your doctors office, you might be required to pay the full shingles vaccine cost up front and then file to be reimbursed by your insurance.
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Is The Shingles Shot Free For Seniors
The shingles vaccine is not free for all seniors, and how much you pay will depend on your Medicare Part D plan or with your Medicare Advantage prescription drug benefits. Seniors who don’t have a prescription drug plan will have to pay full price for the shingles vaccine or use a cost-saving method to get the vaccine at a discounted price.
Does Medicare Cover The Shingles Vaccine Conclusion
Original Medicare A and B dont cover the shingles vaccine. However Medicare dictates that whatever Part D plan you have must have coverage, but the costs you would pay under your Part D plan can vary greatly between plans. If you have a Medicare Advantage plan that also has Part D coverage then you will also have coverage. Whether you have a stand-alone Part D plan or your Part D coverage is embedded in your Medicare Advantage plan, you are likely going to need to pay deductibles and copays for the vaccine. An alternative you may want to look at is the online discount programs. I used Goodrx in this blog as an example, but there are many out there to look at.
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Does Medicare Cover Shingrix And The Shingles Vaccine
By Kristen Roloff, quality care coordinator at Network Health Originally published on 10/27/2020 at 8:00 a.m.
As most of us age, we start to become familiar with the names of common medicines and immunizations to help keep us living our best and healthiest lives. One of these immunizations has been getting a lot of attention for its ability to prevent a serious health issue. Were talking about shingles and the vaccine to prevent it, called Shingrix.
Who Is In Danger Of Catching Shingles
Anybody that has suffered from chickenpox, including children, is susceptible to shingles. Shingles, on the other hand, are most prevalent in people over the age of 50. Shingles are much more likely to happen as people age. People that have medical disorders that impair the immune systems function, such as tumors, leukemia, lymphoma, and human immunodeficiency virus infections, or that take medications that weaken the immune system, such as steroids and medicines administered during organ transplantation, are more likely to develop shingles.
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How Well Does Zostavax Work
Zostavax®, the shingles vaccine, reduced the risk of shingles by 51% and the risk of post-herpetic neuralgia by 67% based on a large study of more than 38,000 adults aged 60 years or older. Protection from shingles vaccine lasts about 5 years.
While the vaccine was most effective in people 60 through 69 years old, it also provides some protection for people 70 years old and older.
Adults vaccinated before age 60 years might not be protected later in life when the risk for shingles and its complications are greatest.
Who Should Not Get The Shingles Vaccine
The vaccine may not be appropriate for people who have a weakened immune system due to certain conditions. These people include those with an organ transplant and those who are undergoing chemotherapy to treat cancer.
Doctors also recommend that people with an allergy to any component of the vaccine do not have the shingles vaccination.
Anyone with severe allergies must tell a doctor about them when discussing their shingles risk. People who are pregnant or breastfeeding or currently have shingles symptoms should not get the shot.
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Get Medicare Part D Coverage
Medicare Part D is an optional benefit you can get if you are enrolled in Medicare. With Medicare Part D, you can get coverage for prescription drugs. Depending on your plan, Medicare Part D may cover both brand-name and generic medication.
Medicare Part D plans cover all commercially available vaccines, including Shingrix. By purchasing Medicare Part D, you can get coverage for the shingles vaccine.
According to the Kaiser Family Foundation, the average monthly premium for Medicare Part D was $40 in 2019. However, youll likely have to pay a copayment when you get your shots, too.
Who Should Not Get Shingrix
You should not get Shingrix if you:
- have ever had a severe allergic reaction to any component of the vaccine or after a dose of Shingrix
- tested negative for immunity to varicella zoster virus. If you test negative, you should get chickenpox vaccine.
- currently have shingles
- currently are pregnant or breastfeeding. Women who are pregnant or breastfeeding should wait to get Shingrix.
If you have a minor acute illness, such as a cold, you may get Shingrix. But if you have a moderate or severe acute illness, you should usually wait until you recover before getting the vaccine. This includes anyone with a temperature of 101.3°F or higher.
The side effects of the Shingrix are temporary, and usually last 2 to 3 days. While you may experience pain for a few days after getting Shingrix, the pain will be less severe than having shingles and the complications from the disease.
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Vaccine Effectiveness And Safety
The vaccine reduces your chance of getting the virus by more than 50%, depending on your age. Vaccine effectiveness is higher among seniors between 65 and 70 years old.
No vaccine is 100% effective. If you get vaccinated, you may still develop shingles. But the infection would likely be less severe and youd be better protected from complications.
The vaccine has been licenced by Health Canada, having met all requirements under the Food and Drugs Act.
Who Should Not Get Zostavax
Some people should not get shingles vaccine :
The Shingles Prevention Study involved individuals age 60 years and older and found that Zostavax significantly reduced disease in this age group. The vaccine is currently recommended for persons 60 years of age and older.
- A person who has ever had a life-threatening or severe allergic reaction to gelatin, the antibiotic neomycin, or any other component of shingles vaccine. Tell your doctor if you have any severe allergies.
- A person who has a weakened immune system because of:
- HIV/AIDS or another disease that affects the immune system,
- treatment with drugs that affect the immune system, such as steroids,
- cancer treatment such as radiation or chemotherapy, or
- cancer affecting the bone marrow or lymphatic system, such as leukemia or lymphoma.
Someone with a minor acute illness, such as a cold, may be vaccinated. But anyone with a moderate or severe acute illness should usually wait until they recover before getting the vaccine. This includes anyone with a temperature of 101.3°F or higher.
This information was taken from the Shingles Vaccine Information Statement dated 10/06/2009.
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